Credit Bureau Dispute, FightThis

Credit Bureau Dispute

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1 Upload or paste

About 2 minutes.

2 Read the free draft

About a minute.

3 Unlock from $24.99

Only if you like it.

Upload
Your situation
Your information

Before you start about 8 minutes

Upload your credit report, or just the part showing the item you're disputing. Point out what's wrong: an account that isn't yours, a balance or status that's incorrect, a late payment you didn't make, or something that should have aged off. FightThis drafts a formal dispute to the credit bureau (Equifax, Experian, or TransUnion) that invokes your FCRA right to an investigation. You review it, you send it. Tip: include a copy of your ID and proof of address, bureaus ask for these to verify it's you.

Free preview before any payment.

1. Upload or paste the documents

Upload what you received (you can select multiple files) or paste the text. Both optional if you have all details below.

Upload documents (PDF, JPEG, PNG, up to 5 files, 25 MB each)

Or paste text (copy from the letter, notice, or bill)

2. Your situation

More detail, stronger letter.

Which credit bureau? *

Creditor / furnisher on the item

Account number on the report

What's wrong with the item? *

Explain the inaccuracy

3. Your information

Goes on the letter as the sender. We'll email you a link back to your draft.

Full name *

Street address *

Apartment, suite, etc. (optional)

City *

State *

ZIP *

We verify your address with USPS so your letter reaches its destination.

Email address *

We'll send a link back to your draft. No spam.

Free preview. No credit card required.